Most major medical policies cover basic annual eye exams, but do not cover the cost of eye glasses or contacts. Supplemental eye insurance covers eye exams, prescription eye glasses and contacts. It is normally included in conjunction with dental coverage.
Dental policies are classified as supplemental policies and pay only for dental treatment. Not all dental policies are equal. The strength of a dental policy is determined by the amount it pays in benefits in a calendar year.
This type of policy covers dental exams, x-rays, and repairs, but it never covers cosmetic dental restoration.